Comprehensive Financial Planning services:

We have a slab based fee structure for our Advisory services, which will be based on the AAUA (Active Assets under Advisory) and specific requirements of a client, subject to a minimum fee . Any government levies like GST would have to be paid over and above the quoted fees. The billing is not for an individual but at a family level. A family generally comprises a husband, wife and dependent children.

Clients wishing to have yearly reviews of their plans and hence retain our services can opt for this.

Investment execution services: Clients who wish to avail execution/implementation of their investments from us as a part of their Financial plan, will not be charged separately.

A Registered Investment Advisor (RIA) is a

• a person or firm who is registered with Securities and Exchange Board of India (SEBI)
• RIAs have a fiduciary duty to their clients and a fundamental obligation to provide investment advice that always acts in their clients’ best interests.
• They can only charge fees to clients directly, thus avoiding any conflict of interest. This eventually leads to an unbiased advice as the source of income for the advisor is not dependent on any product based commissions.

As an Advisor and a FInancial Planner, we follow a disciplined process to achieve your financial goals. We advise on investment products purely on the basis of Goal plan and hence “Return” is only a variable used in this analysis.

So the key rule is to start early, invest regularly and consistently. If we start early, we can safely go for equity-based investments, which can fetch good returns over time.

One such Goal is Retirement planning, which involves accumulating a corpus that will provide an income after one ceases to earn professionally. Therefore, the earlier we start, less will be the monthly contribution and also dependency on returns.

Financial goals are the targets that you set to achieve financial milestones or objectives within a certain time frame. For example, it could be building up a corpus for your emergency, health care, children’s education, retirement, vacation, etc.

CA basically caters to accounting and taxation-related matters whereas, a Financial Planner/Registered Investment Adviser specializes in core Financial Planning practice and addresses all personal finance worries of an individual/family.